PRIVACY POLICY

Last Update: January 30, 2023 

INTRODUCTION

Maternal Wealth L.L.C. (the “Maternal Wealth” or “Company” or “us” or “we”) respect and are committed to protecting the privacy of our users.

This Privacy Policy describes how the Company collects, uses, and shares personal information about you and the choices that are available to you with respect to our handling of your information. This Privacy Policy applies to the personal information we collect when you engage with us online (i.e., through our website or other online products or services) or otherwise interact with us as described below. Our website and online services and interactions with you are collectively referred to herein as “Services”.

Please be aware that your use of the Company’s Services is not guaranteed to be anonymous, and the Company may collect, use, and disclose information about your use of the Services as set forth in this Privacy Policy. Please also note that we may change this Privacy Policy from time to time. If we make changes, we shall notify you by revising the date at the top of the Privacy Policy and such changes will become effective upon the publication thereof on our website at: maternalwealth.com. Your continued use of our Services after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Importantly, this Privacy Policy does not apply to information that you may share with third parties in connection with your receipt of healthcare services online or in-person by third parties throughout your use of the Company’s Services (including, but not limited to, the Company’s affiliates and subsidiaries). This Privacy Policy also does not apply to information collected by the aforementioned third parties, including but not limited to, through any application, website, or other advertising content that may link to or be accessible from or in connection with your use of the Services. Such information is protected by state and federal law and the respective privacy policies of those third parties.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Services. By accessing or using our Services, you agree to this Privacy Policy.

COLLECTION OF INFORMATION

Personal Information We Collect From You

We collect the following categories of Personal Information:

• Contact Information: your first and last name, your postal address, your date of birth, your email address;
• Other Identifying Information: your account username, password, and other account information, your signature, your photograph, your education history;
• Payment Information: the name, card issuer and card type, credit or debit card number, expiration date, CVV code, and/or billing address;
• Information You May Provide About a Third Party: Name, surname, address, and contact information of third party for delivery of Services or services of the Company’s subsidiaries or other third parties on the Website, if different from yours;
• Employment Information: employment status or history or your professional information such as the status of your professional licenses;
• Demographic Information: gender, sex, gender identity, gender expression, race, color, sexual orientation
• Location Data: your general geographic location based on the IP address we collect;
• Internet or Other Electronic Activity: your browsing and search activity and history, including how you navigate within our Services and which elements of our Services you use the most;
• Sensitive Personal Geographic Information: in certain circumstances, we collect sensitive personal information, including precise geolocation data indicated by your mobile device or computer; and
• Inferences: inferences drawn from the categories described above in order to create a profile about you to reflect your preferences, characteristics, behavior and attitude.

 

Sources of Collecting Your Personal Information

We collect the above information:

• Directly from you

We collect contact, demographic, personal preference, payment information and details of transactions completed through our Website such as the fulfillment of such services, health related information, and other information that we may ask from you in surveys for research purposes, directly from you. You may provide us with this information through our website or through our customer service representatives, or in any other way we interact with you.

You also may provide information to be published or displayed (hereinafter, “posted“) on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, “User Contributions“). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages/you may set certain privacy settings for such information by logging into your account profile, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

• From third parties

We collect your personal information from third parties, including but not limited to the business affiliates on and off of our Website, as well as through other third party data sources.

INFORMATION COLLECTED BY COOKIES AND SIMILAR TRACKING TECHNOLOGIES

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

• Details of your visits to our Website, including traffic data, location data, and other communication data and the resources that you access and use on the Website.
• Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically may include personal information but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences, allowing us to customize our Website according to your individual interests.
• Speed up your searches.
• Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

• Cookies (or browser cookies).A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
• Flash Cookies.Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies.
• Web Beacons.Pages of our Website may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.

THIRD-PARTY USE OF COOKIES AND OTHER TRACKING TECHNOLOGIES

Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.  

PERSONAL INFORMATION WE DERIVE

We may derive personal information or draw inferences about you based on the other types of personal information we collect. For example, we may infer your location based on your IP address, or that you may be interested in certain Services based on your browsing behavior on our Website.

USE OF PERSONAL INFORMATION

We use information that we collect about you or that you provide to us, including any personal information, to:

• Present our Website and its content to you;
• Provide, maintain and improve our Services, including to facilitate and improve your experience;
• Deliver the products and/or services that you request, or that are reasonably anticipated within the context of our ongoing business relationship, complete transactions, perform our contractual obligations and send you related information, including confirmations and receipts;
• Process your orders and account adjustments and initiate, render, bill, and collect payment for our products and/or Services;
• Conduct internal research and development and make business decisions about current and future product and/or service offerings;
• Respond to your comments, questions, requests and to provide customer service;
• Communicate with you about products, services, offers, promotions, and to provide news and information we think will be of interest to you (for information about how to manage these communications, please see “Your Choices” below);
• Manage your online account(s) and send you technical notices, updates, security alerts and support and administrative messages;
• Personalize your online experience and provide advertisements, content or features that match your profile and interests;
• Monitor and analyze trends, usage and activities;
• Process and deliver contest, promotion and sweepstakes entries and rewards;
• Detect, protect against and prevent security incidents and illegal or unauthorized activities, investigate complaints and claims and provide other security protections, such as identity verification;
• Protect users of our Services from fraudulent, malicious, deceptive, abusive or unlawful activities of others;
• Debug and repair errors in our products and Services and other activities to maintain and improve the quality and safety of our products and Services;
• Cooperate with law enforcement and protect the rights (including free speech), interests, safety or property of Maternal Wealth or our customers, service providers and other third parties;
• Comply with and enforce applicable legal and regulatory obligations and respond to governmental requests;
• Enforce our policies, terms and conditions or other agreements;
• Defend against or pursue claims, disputes or litigation – in court or elsewhere;
• Carry out any other purpose directly related to the purpose readily apparent to you or described to you at the time the personal information was originally collected;
• For any other purpose with your consent.

We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

SHARING OF PERSONAL INFORMATION

Where disclosure of personal information is necessary to satisfy the purpose, or a directly-related purpose, for which the personal information was collected, we may share information about you as follows:

• With vendors, consultants, contractors, and other service providers who access personal information to carry out work on our behalf and improve the products and/or services they provide to us (for example, companies that assist us with web hosting, shipping and delivery, payment processing, fraud prevention, customer service, analytics, marketing and advertising);
• In response to a request for personal information, if we believe disclosure is in accordance with any applicable law, regulation or legal process or as otherwise required by any applicable law, rule or regulation;
• If we believe your actions are inconsistent with our user agreements or policies or to protect the rights, property, and safety of us or any third party;
• In connection with, or during negotiations of, any merger, sale of company assets, financing or transfer of all or a portion of our business to another company, provided that such recipient has a legitimate right to such information, is under a duty of confidentiality to us and has undertaken to keep such information confidential;
• With our current and future parents, affiliates, subsidiaries and other companies under common control and ownership;
• With our lawyers and other professional advisors where necessary to obtain advice or otherwise protect and manage our business interest;
• By publicly posting your User Contributions if provided;
• With your consent or at your direction; and
• With third parties to provide analytics services.

DATA RETENTION

Our retention periods for personal information are based on business needs and legal requirements. We retain your personal information for as long as is necessary for the processing purpose(s) for which the personal information was collected and any other permissible, related purpose, and as permitted or required by the applicable laws.

CHILDREN

Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or through any of its features, register on the Website, use any of the interactive or public comment features of this Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or account user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at [email protected].

YOUR CHOICES

Your Online Maternal Wealth Account

You may update, correct or delete certain information stored within your online Maternal Wealth account at any time by logging into your account and navigating to the “My Account or Profile” page. You may also send us an email at [email protected] to request access to, correct, or delete any personal information that you have provided to us, including your account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect. Note that if you request to delete your account, we may retain certain personal information and other cached or archived copies of personal information about you for such time as may be necessary for the fulfillment of the purpose for which the information was collected or used (including as required by law or for legitimate business purposes). If you have other questions about your account, please email [email protected].

OPTING OUT OF PROMOTIONAL COMMUNICATIONS

We intend to only send you communications that you may want to receive. When you opt-in or do not opt-out from receiving promotional materials in a form in which we collect the personal information from you, we will contact you regularly via post and/or e-mail. We intend to use your name, contact details and demographic information and market or promote the products and/or services of Maternal Wealth and/or those of third parties, including but not limited to, the Company’s affiliates and subsidiaries.

You can opt out of receiving promotional communications from us at any time by following the instructions provided in those communications or by contacting us at [email protected]. If you do not want us to use the personal information that we collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt-out at any time by contacting us at [email protected].

Please note that “opting-out” of receiving promotional emails from us will not stop marketing or advertising content that is generated for distribution or is otherwise queued for transmission to you prior to the time we can implement your request. We may continue to send you non-promotional emails, such as those about your account.

Importantly, we do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI“) on the NAI’s website.

STATE-SPECIFIC PRIVACY RIGHTS

Depending on where you reside and in accordance with applicable law, you may have additional rights related to the personal information collected from and/or about you, subject to certain exceptions and limitations.

Residents of California

To learn more about California residents’ privacy rights, visit https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?division=3.&part=4.&lawCode=CIV&title=1.81.5. Additionally, under California

“Shine the Light” law (Civil Code Section § 1798.83), if you are a California resident, you have the right to request certain information regarding our disclosure of your Information to third parties for direct marketing purposes. If you request such information, please contact us at [email protected], with “California Privacy Rights” in the subject line. If you are a California resident, you may submit a request, subject to our verification of your identity, for us to delete personal information we have collected from you. In some instances, we may decline to honor your request where an exception applies, such as where we need to retain your personal information in order to complete a transaction with you.

If you are a California resident, you have the right to be free from unlawful discrimination for exercising your rights under the CCPA.

To submit a request or for more information about how to exercise your rights, please contact us at [email protected], and we will respond to your request consistent with applicable law.

Under the California Consumer Privacy Act of 2018 (CCPA), we are required to provide you with lists of the categories of personal information we collected, sold or disclosed about certain California residents in the preceding 12 months, by reference to the categories enumerated in the CCPA. The below chart lists each of the CCPA’s enumerated categories, which we have collected directly from you or from third-party sources, such as public databases, joint marketing partners, social media platforms and other third parties. We have used the information collected as set forth in our Privacy Policy. If we have collected or disclosed that category in the preceding 12 months, an “X” appears in the corresponding box. We have not sold(*) personal information for purposes of the CCPA. If you have any questions, please contact us at [email protected].

Categories of Personal Information	Collected	Disclosed for a Business Purpose
Identifiers (Examples: name, postal address, email address, account name, device ID, IP address)	X	X
Personal Information described in the California safeguards law (Examples: name, signature, physical characteristics or description (photograph), education, employment, bank account number, credit card number, debit card number, or any other financial information.	X	X
Characteristics of protected classifications under California or Federal law (Examples: race, color, sex, including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions, sexual orientation)	X	X
Commercial information (Example: purchase history)	X	X
Biometric information
Internet or other electronic network activity information (Examples: browsing or search history, interaction with an online service, etc.)	X	X
Geolocation data	X	X
Audio, electronic, visual, thermal, olfactory, or similar information	X
Professional or employment-related information	X	x
Education information subject to the federal Family Educational Rights and Privacy Act
Inferences drawn from any of the above information to create a profile	X	X

*The CCPA defines the terms “sell,” “selling” “sale,” and “sold” to include selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating a California resident’s personal information for monetary or other valuable consideration. The definition contains certain exceptions, which have been taken into account.

Residents of Colorado, Connecticut, Virginia, and Utah

 

Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:

• Confirm whether we process their personal information.
• Access and delete certain personal information.
• Data portability.
• Opt-out of personal data processing for targeted advertising and sales.

Colorado, Connecticut, and Virginia also provide their state residents with rights to:

• Correct inaccuracies in their personal information, taking into account the information’s nature processing purpose.
• Opt-out of profiling in furtherance of decisions that produce legal or similarly significant effects.

To exercise any of these rights please submit your request by sending an email to [email protected]. If we deny your request, you may have the right to appeal our decision by emailing us at [email protected].

Residents of Nevada

 

Nevada provides its residents with a limited right to opt-out of certain personal information sales. Residents who wish to exercise this sale opt-out rights may submit a request to [email protected]. However, please know we do not currently sell data triggering that statute’s opt-out requirements.

DATA SECURITY

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website like message boards. The information you share in public areas may be viewed by any user of the Website.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at:

[email protected].

To register a complaint or concern, please contact [email protected].